Over the past couple of years, multifamily owners and developers have been hit with escalating costs from a whole spectrum of sources, including their contractors, employees, state and local governments and lenders.

But very few of those increases have been as impactful as the sharp rise in insurance premiums for owners in states like Florida and Texas. In those locales, which have also been hubs for apartment construction over the past few years, insurance premiums have risen more than 100% in some instances.

Over the last two months, Multifamily Dive has taken an extensive look at the reasons for these price hikes and what owners and developers can do to mitigate their impact. We’ve talked to owners, developers and insurance professionals, while also culling through recent reports from Yardi and the National Multifamily Housing Council. Here is what we’ve found in our Insurance Issues series.

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